Bumper to Bumper Auto Parts Insurance: 3 Smart Things to Consider Before Buying

Bumper to Bumper car insurance allows you provide comprehensive cover for some car parts that enable your car run safely. Areas of coverage include, engine, transmission, exhaust pipe, brakes, electrical parts and even the drivetrain. The things that are not covered are always outlined in the agreement. They include oil changes, car batteries, spark plugs, tires, windshield wipers, and engine tuning. In addition, bumper to bumper car insurance does not cover body work and items installed in the car after purchase.

A bumper to bumper car insurance coverage does not exactly cover everything that helps your car run. Even though the name suggests otherwise, things that wear out from too much use are not protected. It is up to you to replace these auto parts before it turns your car into a wreck. Here are 3 smart things you should consider before buying bumper to bumper auto parts insurance.

Works with Old Cars

There is no point purchasing this insurance cover immediately, if you bought a brand new car. The car would not be a problem in the first 2 years if you choose not to use it for Hollywood car chasing scenes. It is crucial that you save you cash and wait until the car grows older before you purchase the cover.

Keeps Car Longer

Once you purchase a bumper to bumper insurance policy, you can afford to keep your car for a longer period because it is being looked after for you. These payments will definitely give you a big bang for your buck and squeeze out some vital years from your car before replacing.

Buy When You Want

Against popular opinion, it is not mandatory to buy bumper to bumper insurance when you purchase a vehicle. So if you really want to buy a vehicle, go ahead and do not allow that perk stop you. However, get the insurance cover before your car becomes a mechanical embarrassment to you. You drive a better bargain when your car is in good condition and not a bad one.

A typical bumper to bumper warranty lasts 3 years or 36,000 miles. It has been known to stretch to 10 years and over 50,000 miles. But this is not too common. Besides, you would be bogged down with many restrictions and exclusions which might actually lessen the true value of the insurance cover. Ensure that your bumper to bumper cover comes with frequent maintenance and offers more than one place for your car to undergo repairs. It would be an unpleasant situation, if you show up with your bad car at a repair shop and there is no one in sight to help you out.